Banking Services and Payments | SIX (2024)

SIX operates, develops, and digitalizes business and private payment transactions for the Swiss financial center. The focus is on the infrastructure for interbank payments and services related to card-based and mobile transactions. We substantially cover the needs of financial institutions, software providers, businesses and, increasingly, the entire Swiss population. As a customer and partner, you benefit from orchestrated payments services from a single source.

The Swiss financial center is introducing beneficial standards, and also taking the opportunity to harmonize payments.

Discover SSFN, the controlled and secure network designed to strengthen resilience of the Swiss financial system against cyber risks

Generate added value from transaction data while bringing transparency to your customers' personal and corporate finances. WithPayment Enrichment Servicesfrom SIX, you'll transform raw data into useful information and create unique user experiences based on new, data-driven offers.

Modern information technology will make it easier and more efficient to exchange property information and conduct business with land registries throughout Switzerland.For this purpose, Terravis was developed in coordination with the Confederation and the cantons.

This white paper delves into key trends in open banking, embedded finance, and banking-as-a-service with real-world cases. It outlines significant shifts in the banking value chain, spotlights emerging business models, and offers insights to enhance the competitiveness of the Swiss financial center.

The white paper of SIX examines invoicing practices in Switzerland and aims to provide guidance to both invoice issuers and invoice recipients. It summarizes the key findings and conclusions from the analysis of three different invoicing methods, and also looks at potential short- and long-term developments in the industry.

In this research paper we present novel and unique insights into the payment behavior of Swiss consumers based on anonymized transactionlevel data. As part of this collaboration between SIX and the University of St.Gallen, we leverage a sample of debit card users over a period of 13 months from September 2020 to September 2021.